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Many pre-retirees are frequently warned that Medicare will only cover a maximum of 100 days of nursing home care (provided certain condition

The ILIT owns a life insurance policy on the grantor’s life via the transfer of ownership of an existing policy, or through the grantor’s an

Though business owners cannot protect themselves from the unexpected and sudden loss of a key employee, they may be able to protect themselv

Medicare is the federal government program that provides health care coverage (health insurance) if you are 65+, under 65 and receiving Soci

A retired household faces three types of health care expenses. The premiums for Medicare Part B (which covers physician and outpatient servi

Combining taxable IRA and retirement plan income with Social Security income in the same year triggers the torpedo, causing retirees’ effect

Retirees facing the prospect of depleting their retirement savings to pay for long-term care, consider whether a Medicaid Compliant Annuity

Healthcare costs are one of the biggest expenses retirees face (but can be very manageable with the right knowledge!) which makes choosing t

With the children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very li

Preparing for retirement can look a little different for women than it does for men. Although stereotypes are changing, women are still more

Retirement can have many meanings. For some, it will be a time to travel and spend time with family members. For others, it will be a time t

While the financial situation of military personnel and their families mirrors the general population in many respects, heavy indebtedness a

College marks a great milestone in a child’s life. It may be the first time he or she will live away from home. Dropping off your child at c

Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motiva

The latest research suggests that divorce rates in the U.S. have been falling in recent decades. Still, many people face the difficult cross

The average 401(k) exposes your money to 50% losses. What would losing HALF your retirement savings money mean to your future? Imagine what

Massive changes introduced by the SECURE Act (effective Jan. 1, 2020) have made many estate strategies outdated. If you haven’t created ...

The idea behind asset allocation is to offset any losses from one class with gains in another, and thus, reduce the overall risk of the port

Medicare coverage can be a critical component for living a healthy life in retirement, as well as for maintaining your financial......

The decision of when to take Social Security versus retirement plan benefits might change significantly if taxes are considered. A result...