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A Look at Diversification

Ancient Chinese merchants were said to have developed a unique way to manage their risk. They would divide their shipments among several dif

How Not to Run Out of Money in Retirement

“What can we do to not run out of money in retirement?” and “Will we have enough money to last as long as we are retired?” Those are the two

Retirement for the Self-Employed

In the past, we’ve talked about the importance of being prepared for retirement. Of course preparation is different for everyone. For one, w

Where To Get Small Business Loans Under $50,000

It’s not always easy for small business owners to pinpoint the best lender for a microloan of under $50,000. After all, most major banks are

Want a Comfortable Future Retirement? Start Planning Now

When venturing into the great unknown, you wouldn’t travel without a GPS or a map. They are a “must-have” for reaching your destination. And

4 Reasons Why Life Insurance From Work May Not Be Enough

In some industries, the competition for good employees is as big a battle as the competition for customers. As part of a benefits package to

Historical Lessons To Learn From

When the economy is tooling along and we find ourselves facing only an occasional hiccup in our money matters that falls short of expectatio

Will your retirement money last as long as you do?

If you worry that your money won't last your entire retirement, you're not alone. As of 2017, the average 65‑year‑old man can expect to live

College Funding: Four Ways to Save for College

IUL vs 529 Plans | 1. Don’t Do Anything Strangely, this is a form of savings. Here’s why: If you don’t save....

Could Pension Maximization Work for You?

If you are among the rare few with a retirement pension, congratulations! You have a benefit that is becoming increasingly rare.

401(k) vs. IUL

In the last decade, we had two major market crashes. Understandably, many working professionals worry about the long-term safety of their ..

Ever Wonder Why "They Hate" Annuities

It's simple..... Annuities are NOT for Investors.  Annuities are for Savers. Comparing annuities to stocks and mutual funds, is like compari

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