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6 Ways to Help You Weather Market Volatility
After we enjoyed the sweet ride of an 11-year bull market, market volatility is back in style now. Where things will go from here is anyone'

Fixed Index Annuities The “Swiss Army Knife” Of Retirement Planning
As a licensed fiduciary for over 15 years and spending most of that time with retirees, I’ve heard the same desires and concerns repeatedly:

Baby Boomers And Their Parents Both Need Support
The holidays are a time for family gatherings, and it’s a good bet that at many of them, a couple of the adult “kids” huddled together and a

Which Is More Valuable, A Lump Sum Or Pension Annuity For Life?
Is a lump sum offer from an employer a better choice than a pension annuity for life? The former provides an immediate up-front amount (say

Do You Have Enough To Retire?
Retirement isn't that complicated. You either save enough -- or you come up short. But answering the question "do I have enough money to ret

Could Annuities Be Better Than Bonds for Lifetime Income?
If you asked a hundred financial advisors about what they use to construct retirement strategies, you would surely get as many opinions as t

When It's Time to Move Your Portfolio from Growth to Income
Here are five steps to take in order to help you make the transition.

Ways That Can Help You Improve Your Business Credit Score
At JenniferLangFinancialServices.com, we help small businesses apply for financing through our network of banks including SBA loans, Bank Te

Common Retirement Mistakes Made by Federal Employees
As a postal or federal employee, you have high-quality federal benefits. In time, they will play directly into your retirement, whether you

Rebalancing Your Portfolio
Smart investors take the time to separate emotion from fact. When deciding how to allocate investments, many start by taking into account th

Roth IRA vs. Life Insurance
Why are 401(k) plans, annuities, and IRAs so popular? It’s important to understand the differences between a Roth IRA and life insurance. In

How Living Benefits Can Help You in Retirement
Many people know about life insurance and how it may give financial protection. What about using life insurance in retirement? Just look onl

Annuity | How Can Guarantees Help You in Your Retirement Plan?
Learn How Annuities Can Protect Your Retirement Savings & Give You Guaranteed Monthly Income For Life. Better Understand The Power of Annuit

A Primer on Irrevocable Life Insurance Trusts
The irrevocable life insurance trust (ILIT) can be an important estate strategy tool that may accomplish a number of estate objectives; howe

How to Plan for Retirement Uncertainties
The uncertainties we face in retirement can erode our sense of confidence, potentially undermining our outlook during those years. Indeed, a

Getting a Head Start on College Savings
The U.S. Department of Agriculture estimates a middle-income family with a child born today can expect to spend about $285,000 to raise that

How Will Working Affect Social Security Benefits?
In a recent survey, 74% of current workers stated they plan to work for pay after retiring.1 And that possibility raises an interesting ques

4 steps every woman can take to help prepare for retirement
Many men and women approach money management and financial wellness differently and this difference often extends to planning for retirement

A Policy to Protect Your Assets, Income and Legacy
All of us would love to pass on a decent-sized legacy to our heirs. But too many estates are all but entirely consumed by the high costs of



















