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The holidays are a time for family gatherings, and it’s a good bet that at many of them, a couple of the adult “kids” huddled together and a

Is a lump sum offer from an employer a better choice than a pension annuity for life? The former provides an immediate up-front amount (say

Retirement isn't that complicated. You either save enough -- or you come up short. But answering the question "do I have enough money to ret

If you asked a hundred financial advisors about what they use to construct retirement strategies, you would surely get as many opinions as t

Here are five steps to take in order to help you make the transition.

Why are 401(k) plans, annuities, and IRAs so popular? It’s important to understand the differences between a Roth IRA and life insurance. In

Many people know about life insurance and how it may give financial protection. What about using life insurance in retirement? Just look onl

Learn How Annuities Can Protect Your Retirement Savings & Give You Guaranteed Monthly Income For Life. Better Understand The Power of Annuit

The irrevocable life insurance trust (ILIT) can be an important estate strategy tool that may accomplish a number of estate objectives; howe

The uncertainties we face in retirement can erode our sense of confidence, potentially undermining our outlook during those years. Indeed, a

The U.S. Department of Agriculture estimates a middle-income family with a child born today can expect to spend about $285,000 to raise that

All of us would love to pass on a decent-sized legacy to our heirs. But too many estates are all but entirely consumed by the high costs of

As a parent, of course you want to give your child the best opportunity for success, and for many, attending the “right” university or colle

Individuals hold about $2.2 trillion in annuity contracts; a tidy sum considering an estimated $9.2 trillion is held in all types of IRAs.1

Life insurance is designed to help protect a household from the financial hardships that may follow the untimely death of a primary wage ear

As you gear up for crucial retirement decisions such as Social Security, you may have heard of “full retirement age.”The Social Security Adm

When considering the coverage amount the business owner should first calculate the financial impact of the loss of a key person. Charles de

Most understand that waiting to claim Social Security benefits can result in higher monthly payments. However, many don’t know that there ar

Next to “When should I claim Social Security benefits?”, one of the more common questions people have is “How much will I receive?” Calculat

Before you add an annuity to your income strategy, it’s prudent to understand what an annuity does and what it doesn’t do. Essentially, annu