Blog

Annuity | How Can Guarantees Help You in Your Retirement Plan?
Learn How Annuities Can Protect Your Retirement Savings & Give You Guaranteed Monthly Income For Life. Better Understand The Power of Annuit

A Primer on Irrevocable Life Insurance Trusts
The irrevocable life insurance trust (ILIT) can be an important estate strategy tool that may accomplish a number of estate objectives; howe

How to Plan for Retirement Uncertainties
The uncertainties we face in retirement can erode our sense of confidence, potentially undermining our outlook during those years. Indeed, a

Getting a Head Start on College Savings
The U.S. Department of Agriculture estimates a middle-income family with a child born today can expect to spend about $285,000 to raise that

How Will Working Affect Social Security Benefits?
In a recent survey, 74% of current workers stated they plan to work for pay after retiring.1 And that possibility raises an interesting ques

4 steps every woman can take to help prepare for retirement
Many men and women approach money management and financial wellness differently and this difference often extends to planning for retirement

A Policy to Protect Your Assets, Income and Legacy
All of us would love to pass on a decent-sized legacy to our heirs. But too many estates are all but entirely consumed by the high costs of

Amid COVID Crisis, Many Savers Eye Fixed-Term Annuities
Pension and life insurance companies are reporting a major up tick and demand for fixed term annuities since the coronavirus outbreak starte

People of this age group saw the largest plunge in retirement savings from COVID-19
Savers in their 30s saw an average 13.8% drop in their retirement plans between Jan. 31 and March 31 of this year. The COVID-19 crisis has b

Social Security is Dipping Into Its Reserves Faster Due to Coronavirus
For the past few decades, people have been living longer than what Social Security was designed to pay out for. Millions of new retirees are

IRA Withdrawals that Escape the 10% Tax Penalty
The reason withdrawals from an Traditional Individual Retirement Account (IRA) prior to age 59½ are generally subject to a 10% tax penalty i

The Business Cycle
What has upswings and downturns, troughs, peaks, and plateaus? Though such terms could easily describe a roller coaster ride, they are also

Eight Mistakes That Can Upend Your Retirement
Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes

What Is an Annuity?
Individuals hold about $2.2 trillion in annuity contracts; a tidy sum considering an estimated $9.2 trillion is held in all types of IRAs.1

Insuring Your Business With a Buy/Sell Agreement
Life insurance is designed to help protect a household from the financial hardships that may follow the untimely death of a primary wage ear

Global vs. International: What’s The Difference?
With international stock markets comprising about 45.5 percent of the world’s capitalization, a broad range of investment opportunities exis

How Full Retirement Age Affects Social Security
As you gear up for crucial retirement decisions such as Social Security, you may have heard of “full retirement age.”The Social Security Adm

Options to Long Term Care Insurance That Can Save You Thousands (Video)
This new personal finance series will save you thousands. What if you could get a huge deposit into your income account, have it grow at a g

Protecting Your Business from the Loss of a Key Person
When considering the coverage amount the business owner should first calculate the financial impact of the loss of a key person. Charles de



















