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Understanding Annuity Suitability
Are you under the age of 59 1/2? The Retirement Red Zone is defined as the 10 years before and the 10 years after retirement. It's a critica

Fixed Index Annuities The “Swiss Army Knife” Of Retirement Planning
As a licensed fiduciary for over 15 years and spending most of that time with retirees, I’ve heard the same desires and concerns repeatedly:

Baby Boomers And Their Parents Both Need Support
The holidays are a time for family gatherings, and it’s a good bet that at many of them, a couple of the adult “kids” huddled together and a

Ways That Can Help You Improve Your Business Credit Score
At JenniferLangFinancialServices.com, we help small businesses apply for financing through our network of banks including SBA loans, Bank Te

How Living Benefits Can Help You in Retirement
Many people know about life insurance and how it may give financial protection. What about using life insurance in retirement? Just look onl

3 Small Business Financing Alternatives to the Paycheck Protection Program
As the United States has scrambled to address the economic fallout from the COVID-19 pandemic, many business owners and their employees are

Insuring Your Business With a Buy/Sell Agreement
Life insurance is designed to help protect a household from the financial hardships that may follow the untimely death of a primary wage ear

Protecting Your Business from the Loss of a Key Person
When considering the coverage amount the business owner should first calculate the financial impact of the loss of a key person. Charles de

Is a SEP-IRA Right for Your Business?
A SEP can be established by sole proprietors, partnerships, and corporations, including S corporations. If you're like many small business

Retirement for the Self-Employed
In the past, we’ve talked about the importance of being prepared for retirement. Of course preparation is different for everyone. For one, w

Where To Get Small Business Loans Under $50,000
It’s not always easy for small business owners to pinpoint the best lender for a microloan of under $50,000. After all, most major banks are

Types Of Commercial Real Estate Loans: Your Top 5 Options
Purchasing or refinancing a commercial real estate (CRE) property can help a business owner build personal net worth and strengthen their bu

Leverage IUL Insurance for Retirement | Alternatives to the Stock Market
One type of IUL insurance product is designed to offer growth and income potential. This type of robust solution may be most attractive to

401(k) vs. IUL
In the last decade, we had two major market crashes. Understandably, many working professionals worry about the long-term safety of their ..

Retirement Planning Options for Small Business Owners
As a small business owner or an entrepreneur, you are used to taking the lead. But there is one frontier you may still need to master… the















