Blog

Ten Year Warning! How Retiring In a Bear Market Affects How Long Your Retirement Savings Will Last
The 2008 financial crisis caught retiring Americans off guard. This catastrophic financial event wiped out big chunks of America’s...

How To Create a Social Security Bridge for Maximum Payout.
Market downturns aren’t the only factor which can drain retirement funds. Events such as emergency medical situations or unexpected personal

Could Pension Maximization Work for You?
If you are among the rare few with a retirement pension, congratulations! You have a benefit that is becoming increasingly rare.

Leverage IUL Insurance for Retirement | Alternatives to the Stock Market
One type of IUL insurance product is designed to offer growth and income potential. This type of robust solution may be most attractive to

What If I'm Not 59 and 1/2 Years Old?
The sky is falling! ......Okay maybe not, but the Coronavirus is looking like the sort of unexpected, black swan event that scrambles all...

401(k) vs. IUL
In the last decade, we had two major market crashes. Understandably, many working professionals worry about the long-term safety of their ..

Ever Wonder Why "They Hate" Annuities
It's simple..... Annuities are NOT for Investors.  Annuities are for Savers. Comparing annuities to stocks and mutual funds, is like compari

Forced to Retire? Here's What to Do When You Leave Your Job Early
Imagine you are driving to work one day and daydreaming about all the things you will do when you retire. But when you walk into the office,

Retirement Planning Options for Small Business Owners
As a small business owner or an entrepreneur, you are used to taking the lead. But there is one frontier you may still need to master… the

Beware Medicare Doesn't Cover Everything
Many retirees get an unpleasant surprise after turning 65 and signing up Medicare. It doesn't provide complete coverage of health care costs

5 Ways You Can Maximize Your Social Security Benefits
More than 9 out of 10 current retirees rely at least in part on Social Security benefits to fund their retirement income. The maximum

Federal Employee Retirement Planning | What You Need to Know About the Thrift Savings Plan
While many private-sector workers build their nest eggs through 401(k) plans, federal employees and members of the uniformed services have

Protect Your Retirement Plans against Stock Market Volatility
As you approach retirement, consider how much risk you're willing to take. An annuity can help protect your principle from market loss. Over

Annuities Are Not For Investors, Annuities Are For Savers.
Annuities offer guaranteed income peace of mind against loss. Something the stock market cannot do. Comparing annuities to stocks and mutual

How to Calculate Your Life Insurance Needs
It’s hard to generalize when it comes to life insurance. What one family needs may differ drastically from what another family in similar ..

How To Shield Up To 25% Of Your 401k or IRA From RMDs
Coming off your year-end scramble to make sure your RMDs were done in time? If so, start the new year off right - shield up to 25% of your

What Does Your Advisor Use for Retirement Income Planning Strategies?
As another year passes by, more people join the ranks of retirees. Since 2011, roughly 10,000 baby boomers have turned 65 years old each da

How the SECURE Act Could Change Your Retirement
It's happened. After a nearly unanimous passage in the U.S. House of Representatives, the SECURE Act (Setting Up Every Community for Retir

4 Questions to Ask Your Financial Advisor At Your Annual Review
As the end of the year approaches, now is an excellent time for you to schedule a meeting with your financial advisor. An annual review of



















