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4 steps every woman can take to help prepare for retirement
Many men and women approach money management and financial wellness differently and this difference often extends to planning for retirement

A Policy to Protect Your Assets, Income and Legacy
All of us would love to pass on a decent-sized legacy to our heirs. But too many estates are all but entirely consumed by the high costs of

Amid COVID Crisis, Many Savers Eye Fixed-Term Annuities
Pension and life insurance companies are reporting a major up tick and demand for fixed term annuities since the coronavirus outbreak starte

People of this age group saw the largest plunge in retirement savings from COVID-19
Savers in their 30s saw an average 13.8% drop in their retirement plans between Jan. 31 and March 31 of this year. The COVID-19 crisis has b

Social Security is Dipping Into Its Reserves Faster Due to Coronavirus
For the past few decades, people have been living longer than what Social Security was designed to pay out for. Millions of new retirees are

3 Small Business Financing Alternatives to the Paycheck Protection Program
As the United States has scrambled to address the economic fallout from the COVID-19 pandemic, many business owners and their employees are

IRA Withdrawals that Escape the 10% Tax Penalty
The reason withdrawals from an Traditional Individual Retirement Account (IRA) prior to age 59½ are generally subject to a 10% tax penalty i

The Business Cycle
What has upswings and downturns, troughs, peaks, and plateaus? Though such terms could easily describe a roller coaster ride, they are also

Countdown to College
As a parent, of course you want to give your child the best opportunity for success, and for many, attending the “right” university or colle

Eight Mistakes That Can Upend Your Retirement
Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes

What Is an Annuity?
Individuals hold about $2.2 trillion in annuity contracts; a tidy sum considering an estimated $9.2 trillion is held in all types of IRAs.1

Insuring Your Business With a Buy/Sell Agreement
Life insurance is designed to help protect a household from the financial hardships that may follow the untimely death of a primary wage ear

Global vs. International: What’s The Difference?
With international stock markets comprising about 45.5 percent of the world’s capitalization, a broad range of investment opportunities exis

All Muni Bonds Are Not Created Equal
The city of Detroit emerged from bankruptcy in 2014. Still, its previous inability to pay investors left some questioning their long-held as

How Full Retirement Age Affects Social Security
As you gear up for crucial retirement decisions such as Social Security, you may have heard of “full retirement age.”The Social Security Adm

Options to Long Term Care Insurance That Can Save You Thousands (Video)
This new personal finance series will save you thousands. What if you could get a huge deposit into your income account, have it grow at a g

Protecting Your Business from the Loss of a Key Person
When considering the coverage amount the business owner should first calculate the financial impact of the loss of a key person. Charles de

How an Annuity Laddering Strategy Works in Retirement Planning
When we are ready to retire we must convert the growth of our savings and investments into a source of regular and reliable income, an incom

Certain Uncertainties in Retirement
Over a 30-year period, uncertainties may evaporate or resolve themselves, but new ones historically have emerged. The uncertainties we face



















