Starting a conversation with a financial professional can help you understand your benefits and filing options. If your earnings history....
Spousal benefits can be complex, and decisions surrounding these benefits require careful thought and planning. It’s never too early to ....
When shopping around for a life insurance policy, you have many choices. From monthly low-cost term insurance, to more expensive but long-te
In light of recent market challenges that have impacted the diversified investment portfolios we manage for our clients, many have asked how
Everyone deserves a secure financial future—and that's why life insurance is so important. Whether you're just starting out or you're gettin
Even if you consider yourself a conservative investor, remember that stocks historically have provided higher long-term total returns than c
Tax-protected retirement savings accounts, such as IRAs or 401(k) plans, can be directly rolled over into an annuity tax-free as long as you
Your employer plan is typically your most valuable retirement asset, and how you handle it could have major financial implications now and
The purpose of the annuity illustration is to provide you with detailed information about the annuity’s likely performance over time. So it
Retirees face a slew of risks in their golden years. The most common among them are outliving their savings, high medical bills not covered
Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options, costs, and limitations.
Many pre-retirees are frequently warned that Medicare will only cover a maximum of 100 days of nursing home care (provided certain condition
Though business owners cannot protect themselves from the unexpected and sudden loss of a key employee, they may be able to protect themselv
Medicare is the federal government program that provides health care coverage (health insurance) if you are 65+, under 65 and receiving Soci
Combining taxable IRA and retirement plan income with Social Security income in the same year triggers the torpedo, causing retirees’ effect
Retirees facing the prospect of depleting their retirement savings to pay for long-term care, consider whether a Medicaid Compliant Annuity
Healthcare costs are one of the biggest expenses retirees face (but can be very manageable with the right knowledge!) which makes choosing t
With the children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very li
Preparing for retirement can look a little different for women than it does for men. Although stereotypes are changing, women are still more
Retirement can have many meanings. For some, it will be a time to travel and spend time with family members. For others, it will be a time t