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Learn How To Make Smarter Choices About Retirement
Even if you consider yourself a conservative investor, remember that stocks historically have provided higher long-term total returns than c

Thinking About Early Retirement?
If you’ve built up a large balance in 401(k)s, rollover IRAs and other tax-deferred accounts it's possible to manage how much of you are tax

How Delaying Social Security Pays Off
Combining taxable IRA and retirement plan income with Social Security income in the same year triggers the torpedo, causing retirees’ effect

How Medicaid Compliant Annuities Work.
Retirees facing the prospect of depleting their retirement savings to pay for long-term care, consider whether a Medicaid Compliant Annuity

Understanding Long-Term Care
When it comes to addressing your long-term care needs, many look to select a strategy that may help them protect assets, preserve dignity...

Alternative Ways Investors Can Reach Higher Interest Potential
Even though Americans usually keep about 7% to 8% of their income in savings, that rate increased to more than 33% due to the pandemic.

The Limitations of Medicare and Medicaid
More than 75% of family caregivers incur thousands of dollars in chronic illness out-of-pocket expenses.

Women Retirees Underestimate the Coming Long-Term Care Tsunami
According to a Genworth study, Americans are unprepared for the skyrocketing cost of long-term care, and expect the government to cover it.

The Investment Risk No One’s Ever Heard Of
As an investor, you face another, lesser-known risk for which the market does not compensate you, nor can it be easily reduced through diver

TIPS for Inflation
Unlike conventional U.S. Treasury bonds, the principal amount of Treasury Inflation-Protected Securities, or “TIPS,” is adjusted when there

6 Retirement Questions Government Employees Should Be Asking
Government employees face unique financial planning considerations as they save for retirement and other goals. TSPs offer six different...

Benefits of Annuities During a Recession.
Annuities come in all sorts of flavors, but the two primary flavors are fixed annuities and variable annuities. One type of fixed annuity, t

How To Create A Steady Retirement Paycheck That Withstands Any Stock Market Condition
Annuities Grow In Popularity As Stock Market Volatility Creates a Retirement Savings Flight to Safety. Analysts say volatility in the stock

COVID-19 Creating Retirement Related Risks by Jennifer Lang Financial Services.
Pandemic of 2020 has forced 33% of workers to take a loan and/or withdrawal from qualified retirement accounts. According to Jennifer...

Retirees Pay More Taxes in Retirement Than Necessary | Annuity Strategies
At retirement, our growth investment plans become income investment plans. What happens when a growth plan becomes an income plan? Split Ann

Common Retirement Mistakes Made by Federal Employees
As a postal or federal employee, you have high-quality federal benefits. In time, they will play directly into your retirement, whether you

Historical Lessons To Learn From
When the economy is tooling along and we find ourselves facing only an occasional hiccup in our money matters that falls short of expectatio

Will your retirement money last as long as you do?
If you worry that your money won't last your entire retirement, you're not alone. As of 2017, the average 65‑year‑old man can expect to live

More Growth Potential Than CDs | How Do Multi-Year Guarantee Annuities Work?
For retirement savers wanting more growth potential than what CDs and other fixed-interest assets might offer, fixed index annuities can be
















